Our Big City Dreams

Moving in with friends is amazing. But, when their buliding is getting shut down. They have one year to make it worth it.

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This topic is an Out Of Character part of the roleplay, ?Our Big City Dreams?. Anything posted here will also show up there.

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Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.

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Hey :) Can I reserve Jessica Ellen Parker?

ali_rox96

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Do You Need Anger-Management Treatment? | Care2 Healthy Living

• Health Guru
• October 18, 2012
• 3:30 pm
• 5 comments

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Anger is a normal emotion, but recurrent rage is not! This is why counseling to teach anger management techniques is helpful. Counseling lets a person learn healthier ways to express discontent. Is your anger run-of-the-mill, or do you need help?

Read more: Health, Mental Wellness, Stress, Videos, Videos, anger, anger management, counseling

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6 tips that business start-ups might employ to outlast the recent ...

It is a difficult economic environment at the moment for new and budding business ventures, although by decreasing expenses and becoming more disciplined, start up business ventures can thrive.

This article shares six rules for surviving in a downturn.

1. Accept that cash is essential

Look after your money ? when you?re short on cash and cannot access any more credit, you are theoretically insolvent and heading for ruin. Having little or no funds is what nearly all business advisors & finance professionals recognise as being the primary killer why the majority of business ventures go under. I propose to my clients that they prepare a 13 week cash flow forecast that is not taken from profit and loss figures but from a thorough comprehension of their cash receipts and disbursements. Examine any negative trends to your cash position to ensure that you have an early warning system to identify future ?tough? times.

2. Collect your cash with an obsession

Manage any unpaid invoices firmly assertively. Many companies are holding on to their money for longer periods than ever before, resulting in delayed payments. These tardy settlements are having a knock-on consequence throughout the wider business and commercial environment. Money due to you may escalate and some of your customers may turn out to be victims of this cycle too. Do not go on giving credit ? you are not a banker! Review your terms and conditions and consider introducing late payment penalties and interest to your bill.

Do you need to send invoices by mail? The internet is far cheaper and often overcomes the ?I didn?t receive your invoice? excuse from your customers.

3. Don?t depend on everybody

Maintain a close eye on your service providers and suppliers, and have alternatives you can call upon. During a slump, a few of your suppliers could turn out to be in financial difficulty also, and you would be advised to consider other sources any vital inputs.

Work out which key supliers you could not do without. If you source a specific ?widget? for your goods, what would happen if your supplier went ?belly up?. I recently consulted to a large electrical distributor in Auckland which sourced approximately 40% of its materials from one manufacturer. Guess what? The manufacturer went into receivership, without any warning signs, and my client lost a lot of income and saw an exodus of customers to the competition! They did not have a plan B.

4. Look at your expenses systematically

You may anticipate and reliably predict your outgoings, but it?s not as easy to project revenue. Search for ways to restrict overheads. When the economy is flourishing, businesses have a tendency to increase the number of employees they hire and incur expenses that are discretionary but pleasant to have?such as entertainment, fancy office furniture, etc. But they aren?t critical to the business? success. It?s probably time to have a quick peek at those.

Maintain focus on your primary markets and spend cash only in these areas. Stay away from putting money and time into areas which you have confirmed as less valuable. A lot of business ventures get underway by slashing promotion & marketing expenses. This may become a mistake. Marketing should be an ongoing exercise.

Instead of slashing these budgets, go through the marketing methods that you?re employing. Are there any other efficient channels to market or sell to? Is your existing approach producing the right outcomes? If they do not, change your efforts to create the best attainable results you can.

5. Do not overlook your lenders ? communicate, communicate, communicate!

If you are using debt to finance your business, remain in communication with your creditors. Do not delay until it?s too late before speaking with them. When you find yourself in a difficult position and have not provided them with any warnings your position with them might become more complicated. Maintain constant dialogue ? it will assist you if you ever need to renegotiate terms.

I come across several people who feel a massive amount of strain lifted off their shoulders after we?ve arranged improved terms with their creditors. Speak to your bank, credit card company and finance company to arrange a brief repayment holiday, ask them to suspend interest or even get them to write off some of the balance. You may be surprised with the outcome!

6. Profit ? companies survive on the surpluses they make

Do not agonise about generating income. Focus more about generating surpluses. Ensure you understand what drives profitability in your company. To drive demand, you may need to become creative with your product or service range, and you certainly don?t want to promote something that is actually unprofitable in a recession. Look at your 3 biggest expenses and work out if you can trim them without adversely affecting your customers.

Think about diversifying to seize advantage of potential opportunities. For example if you own a lawn mowing business, could you offer a garden maintenance service? You already have a truck and the potential clients at your fingertips.

It?s a sad but obvious fact that other peoples? weaknesses and insecurity may be to your benefit. You never know ? you could identify another profitable market.

Related Posts

Tips for Getting Funding for Your Business

Credit Cards as an Option for Financing Small Businesses

Do You Need a Business Loan for Your Start Up

Small Business Finance Options

Cash Advance as an Option for Small Business Finance

Source: http://www.businessblogshub.com/2012/10/6-tips-that-business-start-ups-might-employ-to-outlast-the-recent-economic-downturn/

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Twitter blocks neo-Nazi group's messages in Germany

4 hrs.

Maria Sheahan and Alexandra Hudson , Reuters

FRANKFURT?/?SAN FRANCISCO (Reuters) - In response to a request by German authorities, Twitter on Thursday blocked messages in Germany posted by a right-wing group banned by local police.?

Twitter's move marked the first time it has implemented a new feature, called "Country Withheld Content", that allows the service to narrowly censor tweets considered illegal in one specific country.?

A Twitter spokesman confirmed Thursday that the account operated by the Besseres Hannover group and all of its content have been blocked for German users, but "remains visible to Twitter users in other countries".?

As it rolled out its blocking tool for the first time, Twitter found itself caught in the crosswinds of public pressure, a situation likely to become frequent as the service, now boasting 140 million monthly active users and growing, continues to expand in reach and influence.?

"I will not go so far as to call the policy good, but they're attempting to do the least damage" because Twitter's blocking tool only applies to users in one country," said Eva Galperin, a coordinator at the Electronic Frontier Foundation, a digital free speech advocacy group.?

Some Twitter users chimed in with concern.?

"And now Twitter will censor accounts based on requests from governments," a user from Chicago named Brian Stanish tweeted. "What if this happened before the Arab Spring?"?

The Anti-Defamation League praised Twitter's move, but said it needed to go further to ban offensive and hate speech in its terms of service. Compared to social media services like Google Inc's YouTube and Facebook, Twitter currently has one of the most lax terms-of-service restricting speech, reflecting the company's long-stated position that it would rather err on the side of free speech.?

Earlier this week, the ADL criticized the company for allowing the "#unbonjuif" ? or "a good Jew" ? hashtag to circulate in France, which prompted a flurry of anti-Semitic tweets. Speech that incites hate toward people or groups based on religion, race or ethnicity may be prosecuted under French law.?

Robert Trestan, the Cyber-hate Response group director at the ADL, said Twitter was increasingly the social media platform of choice for anti-Semitic groups compared to Facebook.?

"Twitter is the easiest way to spread that message and use those hashtags," Trestan said?

For its part, Twitter's top executives have long vowed to resist censorship except when it conflicts with local law. Alex Macgillivray, Twitter's general counsel, declared in 2011 that Twitter would represent the "free speech wing of the free speech party".?

Following the announcement that Twitter had blocked the neo-Nazi group Thursday, MacGillivray tweeted: "Never want to withhold content; good to have tools to do it narrowly & transparently," and linked to a copy of the police letter.?

The Twitter spokesman said the move to block messages Thursday by Besseres Hannover ? which means "a better Hanover" ? came at the request of police in the northern German city.?

According to Hanover police, Besseres Hannover was banned on September 25 and ordered to halt all its activities. Public prosecutors searched the homes of more than 20 suspected members of the group last month who are accused of forming a criminal organization with the intention of committing crimes.

Police said the group had 40 members and had recently distributed copies of its far-right magazine at schools.?

Hanover Police President Axel Brockmann said in a statement last month he had pledged when taking office "to crush this group of neo-Nazi and far-right activists wherever it appeared".?

Authorities and residents across Germany have become more sensitive to the threat of far-right militants since revelations last year that a neo-Nazi cell waged a seven-year racist killing spree through the country, murdering nine people, mostly of Turkish origin.?

This?story was updated at 7:34 p.m. ET.?Additional reporting by Gerry Shih.

(c) Copyright ThomsonReuters 2012. Check for restrictions at:?http://about.reuters.com/fulllegal.asp?

Source: http://www.nbcnews.com/technology/technolog/twitter-blocks-neo-nazi-groups-messages-germany-1C6547010

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Panama wants to adopt euro alongside dollar

BERLIN - Panama would like to introduce the euro as legal tender alongside the U.S. dollar, President Ricardo Martinelli told German Chancellor Angela Merkel during a visit to Europe.

"In Panama the currency in free circulation is the American dollar and I told the chancellor we are looking for ways for the euro to become another currency of legal circulation and to be accepted in the Panamanian market," President Ricardo Martinelli told a joint news conference with Merkel in Berlin on Monday.

Martinelli provided no details about the switch but he expressed "full confidence" in the German and European economies and said he expected the euro zone debt crisis would soon pass.

Seventeen of the European Union's 27 member states are in the euro zone but euros are also in circulation in a number of non-EU countries, including Kosovo and Montenegro in the Balkans as well as tiny Monaco and Andorra, and in overseas territories.

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Panama's dollarized economy - almost 10,000 kilometers from mainland Europe - is one of the fastest growing in Latin America, expanding 10.6 percent last year with help from heavy infrastructure spending including the expansion of the Panama Canal.

Financial markets' fears of a possible meltdown of the common currency have eased since the European Central Bank said it was ready to buy unlimited quantities of sovereign debt to reduce borrowing costs of vulnerable countries such as Spain.

But Merkel, head of the currency bloc's largest economy, has said Europe needs to persevere with tough austerity measures and move towards closer banking, fiscal and political union in order to secure the euro's future.

More world stories from NBC News:

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(c) Copyright Thomson Reuters 2012. Check for restrictions at: http://about.reuters.com/fulllegal.asp

Source: http://www.msnbc.msn.com/id/49458116/ns/world_news-americas/

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Choosing Suitable Patent Lawyer | dsaenvironmental.com

Do buyers come with a plan which is actually distinctive then holds ground that would bring revolution afterward it happens to be significant time for buyers that would attain your individual product patented right now! Prior to creating yourself busy throughout the process of patenting it happens to be required for buyers that would understand as that would just what a patent means then the ways it prevent your individual product from being misused.

Patents are really the particular legal rights which protects, promotes then brings revolution throughout click here a certain field. Often, patents are really provided by the particular governing bodies that would the particular innovation. Though, before obtaining your individual innovation patented, it happens to be required for buyers that would come with patent attorney.

Understanding Patent Attorney:

Patent attorney is actually a professional who assists you that would attain his or perhaps her innovation patented. A patent attorney carries with himself big knowledge then info of patent law then legal procedures of obtaining a patent.

It happens to be definitely not effortless that would attain a clever, diligent then proficient patent attorney. Hence, there are really about certain points which you really should keep in mind whilst recruiting or perhaps hiring a patent attorney.

Steps That would Bear In Mind Whilst Hiring A Patent Attorney:
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The actual aforementioned procedures are really immensely beneficial for selecting right type of patent attorney. Hope this particular post would come with helped buyers throughout selecting a patent attorney. Just about all the ideal!

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Source: http://dsaenvironmental.com/?p=1056

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Backstreet Boy reports $120,000 jewelry theft (omg!)

STONE MOUNTAIN, Ga. (AP) ? A member of the Backstreet Boys pop music group tells police that $120,000 in jewelry was stolen from a Stone Mountain hotel where he and his wife were staying.

Brian Littrell tells WSB-TV (http://bit.ly/3zVcAZ ) they were leaving Stone Mountain Park outside Atlanta when they realized the jewelry had been left on a nightstand in their hotel room. He said that when they returned to the hotel to retrieve the items, they were gone.

Leighanne Littrell says the $120,000 in jewelry included her engagement ring valued at $110,000.

WSB reports that police were at the hotel Sunday night. It wasn't immediately clear when the reported theft occurred.

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Information from: WSB-TV, http://www.wsbtv.com/index.html

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//us.rd.yahoo.com/dailynews/external/omg_rss/rss_omg_en/news_backstreet_boy_reports120_000_jewelry_theft_113341976/44721278/*http%3A//omg.yahoo.com/news/backstreet-boy-reports-120-000-jewelry-theft-113341976.html

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